MORTGAGE RATES PREDICTIONS 2025, 2026, 2027, 2028 AND 2029

30-Year Mortgage Rates Today

The current 30-Year Mortgage Rate is equal to 6.87%. The mortgage rate is updated on a weekly basis. The previous week’s rate was 6.89%, indicating a change of -0.02 points for the week. 15-Year Mortgage Rate today and prediction below.

30-Year Mortgage Rates Predictions For 2025, 2026, 2027, 2028 And 2029

MonthLow-HighCloseMo,%Total,%
2025
Feb6.59-6.996.79-1.5%-1.5%
Mar6.63-7.036.830.6%-0.9%
Apr6.83-7.267.053.2%2.3%
May6.81-7.237.02-0.4%1.9%
Jun6.97-7.417.192.4%4.4%
Jul6.72-7.196.93-3.6%0.6%
Aug6.34-6.936.54-5.6%-5.1%
Sep6.14-6.546.33-3.2%-8.1%
Oct6.06-6.446.25-1.3%-9.3%
Nov5.91-6.276.09-2.6%-11.6%
Dec6.02-6.406.212.0%-9.9%
2026
Jan5.93-6.296.11-1.6%-11.3%
Feb6.11-6.596.404.7%-7.1%
Mar6.22-6.606.410.2%-7.0%
Apr5.69-6.415.87-8.4%-14.8%
May5.29-5.875.45-7.2%-20.9%
Jun5.34-5.685.511.1%-20.0%
Jul5.42-5.765.591.5%-18.9%
Aug5.59-5.995.824.1%-15.5%
Sep5.59-5.935.76-1.0%-16.4%
Oct5.61-5.955.780.3%-16.1%
Nov5.56-5.905.73-0.9%-16.8%
Dec5.62-5.965.791.0%-16.0%
2027
Jan5.34-5.795.50-5.0%-20.2%
MonthLow-HighCloseMo,%Total,%
2027 Continuation
Feb5.30-5.625.46-0.7%-20.8%
Mar4.98-5.465.13-6.0%-25.5%
Apr4.97-5.275.12-0.2%-25.7%
May4.72-5.124.87-4.9%-29.3%
Jun4.87-5.235.084.3%-26.3%
Jul5.08-6.075.8915.9%-14.5%
Aug5.89-6.686.4910.2%-5.8%
Sep5.67-6.495.85-9.9%-15.1%
Oct5.85-6.426.236.5%-9.6%
Nov5.83-6.236.01-3.5%-12.8%
Dec6.01-6.936.7312.0%-2.3%
2028
Jan6.73-8.227.9818.6%15.8%
Feb7.98-8.608.354.6%21.2%
Mar8.35-9.639.3512.0%35.7%
Apr9.07-9.639.350.0%35.7%
May9.13-9.699.410.6%36.6%
Jun9.37-9.959.662.7%40.2%
Jul9.66-10.4410.145.0%47.2%
Aug10.09-10.7110.402.6%50.9%
Sep9.48-10.409.77-6.1%41.8%
Oct9.45-10.039.74-0.3%41.4%
Nov9.48-10.069.770.3%41.8%
Dec8.87-9.779.14-6.4%32.7%
2029
Jan9.14-9.919.625.3%39.6%

30-Year mortgage rate forecast for February 2025.
Maximum interest rate 6.99%, minimum 6.59%. The average for the month 6.82%. The mortgage rate forecast at the end of the month 6.79%.

Mortgage interest rate prediction for March 2025.
Maximum interest rate 7.03%, minimum 6.63%. The average for the month 6.82%. The mortgage rate forecast at the end of the month 6.83%.

30-Year mortgage rate forecast for April 2025.
Maximum interest rate 7.26%, minimum 6.83%. The average for the month 6.99%. The mortgage rate forecast at the end of the month 7.05%.

Mortgage interest rate prediction for May 2025.
Maximum interest rate 7.23%, minimum 6.81%. The average for the month 7.03%. The mortgage rate forecast at the end of the month 7.02%.

30-Year mortgage rate forecast for June 2025.
Maximum interest rate 7.41%, minimum 6.97%. The average for the month 7.15%. The mortgage rate forecast at the end of the month 7.19%.

Mortgage interest rate prediction for July 2025.
Maximum interest rate 7.19%, minimum 6.72%. The average for the month 7.01%. The mortgage rate forecast at the end of the month 6.93%.

30-Year mortgage rate forecast for August 2025.
Maximum interest rate 6.93%, minimum 6.34%. The average for the month 6.69%. The mortgage rate forecast at the end of the month 6.54%.

Mortgage interest rate prediction for September 2025.
Maximum interest rate 6.54%, minimum 6.14%. The average for the month 6.39%. The mortgage rate forecast at the end of the month 6.33%.

30-Year mortgage rate forecast for October 2025.
Maximum interest rate 6.44%, minimum 6.06%. The average for the month 6.27%. The mortgage rate forecast at the end of the month 6.25%.

Mortgage interest rate prediction for November 2025.
Maximum interest rate 6.27%, minimum 5.91%. The average for the month 6.13%. The mortgage rate forecast at the end of the month 6.09%.

30-Year mortgage rate forecast for December 2025.
Maximum interest rate 6.40%, minimum 6.02%. The average for the month 6.18%. The mortgage rate forecast at the end of the month 6.21%.

Mortgage interest rate prediction for January 2026.
Maximum interest rate 6.29%, minimum 5.93%. The average for the month 6.14%. The mortgage rate forecast at the end of the month 6.11%.

30-Year mortgage rate forecast for February 2026.
Maximum interest rate 6.59%, minimum 6.11%. The average for the month 6.30%. The mortgage rate forecast at the end of the month 6.40%.

Mortgage interest rate prediction for March 2026.
Maximum interest rate 6.60%, minimum 6.22%. The average for the month 6.41%. The mortgage rate forecast at the end of the month 6.41%.

30-Year mortgage rate forecast for April 2026.
Maximum interest rate 6.41%, minimum 5.69%. The average for the month 6.10%. The mortgage rate forecast at the end of the month 5.87%.

Mortgage interest rate prediction for May 2026.
Maximum interest rate 5.87%, minimum 5.29%. The average for the month 5.62%. The mortgage rate forecast at the end of the month 5.45%.

30-Year mortgage rate forecast for June 2026.
Maximum interest rate 5.68%, minimum 5.34%. The average for the month 5.50%. The mortgage rate forecast at the end of the month 5.51%.

Mortgage interest rate prediction for July 2026.
Maximum interest rate 5.76%, minimum 5.42%. The average for the month 5.57%. The mortgage rate forecast at the end of the month 5.59%.

30-Year mortgage rate forecast for August 2026.
Maximum interest rate 5.99%, minimum 5.59%. The average for the month 5.75%. The mortgage rate forecast at the end of the month 5.82%.

Mortgage interest rate prediction for September 2026.
Maximum interest rate 5.93%, minimum 5.59%. The average for the month 5.78%. The mortgage rate forecast at the end of the month 5.76%.

30-Year mortgage rate forecast for October 2026.
Maximum interest rate 5.95%, minimum 5.61%. The average for the month 5.78%. The mortgage rate forecast at the end of the month 5.78%.

Mortgage interest rate prediction for November 2026.
Maximum interest rate 5.90%, minimum 5.56%. The average for the month 5.74%. The mortgage rate forecast at the end of the month 5.73%.

30-Year mortgage rate forecast for December 2026.
Maximum interest rate 5.96%, minimum 5.62%. The average for the month 5.78%. The mortgage rate forecast at the end of the month 5.79%.

Mortgage interest rate prediction for January 2027.
Maximum interest rate 5.79%, minimum 5.34%. The average for the month 5.61%. The mortgage rate forecast at the end of the month 5.50%.

30-Year mortgage rate forecast for February 2027.
Maximum interest rate 5.62%, minimum 5.30%. The average for the month 5.47%. The mortgage rate forecast at the end of the month 5.46%.

Mortgage interest rate prediction for March 2027.
Maximum interest rate 5.46%, minimum 4.98%. The average for the month 5.26%. The mortgage rate forecast at the end of the month 5.13%.

30-Year mortgage rate forecast for April 2027.
Maximum interest rate 5.27%, minimum 4.97%. The average for the month 5.12%. The mortgage rate forecast at the end of the month 5.12%.

Mortgage interest rate prediction for May 2027.
Maximum interest rate 5.12%, minimum 4.72%. The average for the month 4.96%. The mortgage rate forecast at the end of the month 4.87%.

30-Year mortgage rate forecast for June 2027.
Maximum interest rate 5.23%, minimum 4.87%. The average for the month 5.01%. The mortgage rate forecast at the end of the month 5.08%.

Mortgage interest rate prediction for July 2027.
Maximum interest rate 6.07%, minimum 5.08%. The average for the month 5.53%. The mortgage rate forecast at the end of the month 5.89%.

30-Year mortgage rate forecast for August 2027.
Maximum interest rate 6.68%, minimum 5.89%. The average for the month 6.24%. The mortgage rate forecast at the end of the month 6.49%.

Mortgage interest rate prediction for September 2027.
Maximum interest rate 6.49%, minimum 5.67%. The average for the month 6.13%. The mortgage rate forecast at the end of the month 5.85%.

30-Year mortgage rate forecast for October 2027.
Maximum interest rate 6.42%, minimum 5.85%. The average for the month 6.09%. The mortgage rate forecast at the end of the month 6.23%.

Mortgage interest rate prediction for November 2027.
Maximum interest rate 6.23%, minimum 5.83%. The average for the month 6.08%. The mortgage rate forecast at the end of the month 6.01%.

30-Year mortgage rate forecast for December 2027.
Maximum interest rate 6.93%, minimum 6.01%. The average for the month 6.42%. The mortgage rate forecast at the end of the month 6.73%.

Mortgage interest rate prediction for January 2028.
Maximum interest rate 8.22%, minimum 6.73%. The average for the month 7.42%. The mortgage rate forecast at the end of the month 7.98%.

30-Year mortgage rate forecast for February 2028.
Maximum interest rate 8.60%, minimum 7.98%. The average for the month 8.23%. The mortgage rate forecast at the end of the month 8.35%.

Mortgage interest rate prediction for March 2028.
Maximum interest rate 9.63%, minimum 8.35%. The average for the month 8.92%. The mortgage rate forecast at the end of the month 9.35%.

30-Year mortgage rate forecast for April 2028.
Maximum interest rate 9.63%, minimum 9.07%. The average for the month 9.35%. The mortgage rate forecast at the end of the month 9.35%.

Mortgage interest rate prediction for May 2028.
Maximum interest rate 9.69%, minimum 9.13%. The average for the month 9.40%. The mortgage rate forecast at the end of the month 9.41%.

30-Year mortgage rate forecast for June 2028.
Maximum interest rate 9.95%, minimum 9.37%. The average for the month 9.60%. The mortgage rate forecast at the end of the month 9.66%.

Mortgage interest rate prediction for July 2028.
Maximum interest rate 10.44%, minimum 9.66%. The average for the month 9.98%. The mortgage rate forecast at the end of the month 10.14%.

30-Year mortgage rate forecast for August 2028.
Maximum interest rate 10.71%, minimum 10.09%. The average for the month 10.34%. The mortgage rate forecast at the end of the month 10.40%.

Mortgage interest rate prediction for September 2028.
Maximum interest rate 10.40%, minimum 9.48%. The average for the month 10.01%. The mortgage rate forecast at the end of the month 9.77%.

30-Year mortgage rate forecast for October 2028.
Maximum interest rate 10.03%, minimum 9.45%. The average for the month 9.75%. The mortgage rate forecast at the end of the month 9.74%.

Mortgage interest rate prediction for November 2028.
Maximum interest rate 10.06%, minimum 9.48%. The average for the month 9.76%. The mortgage rate forecast at the end of the month 9.77%.

30-Year mortgage rate forecast for December 2028.
Maximum interest rate 9.77%, minimum 8.87%. The average for the month 9.39%. The mortgage rate forecast at the end of the month 9.14%.

Mortgage interest rate prediction for January 2029.
Maximum interest rate 9.91%, minimum 9.14%. The average for the month 9.45%. The mortgage rate forecast at the end of the month 9.62%.

15-Year Mortgage Rates Today

The current 15-Year Mortgage Rate is equal to 6.09%. The mortgage rate is updated on a weekly basis. The previous week’s rate was 6.05%, indicating a change of 0.04 points for the week.

15-Year Mortgage Rates Predictions For 2025, 2026, 2027, 2028 And 2029

MonthLow-HighCloseMo,%Total,%
2025
Feb5.88-6.246.060.2%0.2%
Mar5.87-6.236.05-0.2%0.0%
Apr6.03-6.416.222.8%2.8%
May6.00-6.386.19-0.5%2.3%
Jun5.98-6.346.16-0.5%1.8%
Jul5.70-6.165.88-4.5%-2.8%
Aug5.30-5.885.46-7.1%-9.8%
Sep5.07-5.465.23-4.2%-13.6%
Oct5.00-5.305.15-1.5%-14.9%
Nov4.92-5.225.07-1.6%-16.2%
Dec5.02-5.345.182.2%-14.4%
2026
Jan4.87-5.185.02-3.1%-17.0%
Feb4.77-5.074.92-2.0%-18.7%
Mar4.62-4.924.76-3.3%-21.3%
Apr4.21-4.764.34-8.8%-28.3%
May3.93-4.344.05-6.7%-33.1%
Jun4.05-4.334.203.7%-30.6%
Jul4.08-4.344.210.2%-30.4%
Aug4.21-4.544.414.8%-27.1%
Sep4.17-4.434.30-2.5%-28.9%
Oct4.06-4.324.19-2.6%-30.7%
Nov4.02-4.264.14-1.2%-31.6%
Dec3.99-4.234.11-0.7%-32.1%
2027
Jan3.76-4.113.88-5.6%-35.9%
MonthLow-HighCloseMo,%Total,%
2027 Continuation
Feb3.69-3.913.80-2.1%-37.2%
Mar3.31-3.803.41-10.3%-43.6%
Apr3.29-3.493.39-0.6%-44.0%
May3.15-3.393.25-4.1%-46.3%
Jun3.25-3.573.476.8%-42.6%
Jul3.47-4.073.9513.8%-34.7%
Aug3.95-4.564.4312.2%-26.8%
Sep3.99-4.434.11-7.2%-32.1%
Oct4.11-4.524.396.8%-27.4%
Nov4.06-4.394.19-4.6%-30.7%
Dec4.19-5.024.8716.2%-19.5%
2028
Jan4.87-5.965.7918.9%-4.3%
Feb5.79-6.286.105.4%0.8%
Mar6.10-7.176.9614.1%15.0%
Apr6.58-6.986.78-2.6%12.1%
May6.67-7.096.881.5%13.7%
Jun6.88-7.307.093.1%17.2%
Jul7.09-7.567.343.5%21.3%
Aug7.34-7.847.613.7%25.8%
Sep6.87-7.617.08-7.0%17.0%
Oct6.84-7.267.05-0.4%16.5%
Nov6.72-7.146.93-1.7%14.5%
Dec6.33-6.936.53-5.8%7.9%
2029
Jan6.53-7.066.854.9%13.2%

15-Year mortgage rate forecast for February 2025.
Maximum interest rate 6.24%, minimum 5.88%. The average for the month 6.06%. The mortgage rate forecast at the end of the month 6.06%.

Mortgage interest rate prediction for March 2025.
Maximum interest rate 6.23%, minimum 5.87%. The average for the month 6.05%. The mortgage rate forecast at the end of the month 6.05%.

15-Year mortgage rate forecast for April 2025.
Maximum interest rate 6.41%, minimum 6.03%. The average for the month 6.18%. The mortgage rate forecast at the end of the month 6.22%.

Mortgage interest rate prediction for May 2025.
Maximum interest rate 6.38%, minimum 6.00%. The average for the month 6.20%. The mortgage rate forecast at the end of the month 6.19%.

15-Year mortgage rate forecast for June 2025.
Maximum interest rate 6.34%, minimum 5.98%. The average for the month 6.17%. The mortgage rate forecast at the end of the month 6.16%.

Mortgage interest rate prediction for July 2025.
Maximum interest rate 6.16%, minimum 5.70%. The average for the month 5.98%. The mortgage rate forecast at the end of the month 5.88%.

15-Year mortgage rate forecast for August 2025.
Maximum interest rate 5.88%, minimum 5.30%. The average for the month 5.63%. The mortgage rate forecast at the end of the month 5.46%.

Mortgage interest rate prediction for September 2025.
Maximum interest rate 5.46%, minimum 5.07%. The average for the month 5.31%. The mortgage rate forecast at the end of the month 5.23%.

15-Year mortgage rate forecast for October 2025.
Maximum interest rate 5.30%, minimum 5.00%. The average for the month 5.17%. The mortgage rate forecast at the end of the month 5.15%.

Mortgage interest rate prediction for November 2025.
Maximum interest rate 5.22%, minimum 4.92%. The average for the month 5.09%. The mortgage rate forecast at the end of the month 5.07%.

15-Year mortgage rate forecast for December 2025.
Maximum interest rate 5.34%, minimum 5.02%. The average for the month 5.15%. The mortgage rate forecast at the end of the month 5.18%.

Mortgage interest rate prediction for January 2026.
Maximum interest rate 5.18%, minimum 4.87%. The average for the month 5.06%. The mortgage rate forecast at the end of the month 5.02%.

15-Year mortgage rate forecast for February 2026.
Maximum interest rate 5.07%, minimum 4.77%. The average for the month 4.95%. The mortgage rate forecast at the end of the month 4.92%.

Mortgage interest rate prediction for March 2026.
Maximum interest rate 4.92%, minimum 4.62%. The average for the month 4.81%. The mortgage rate forecast at the end of the month 4.76%.

15-Year mortgage rate forecast for April 2026.
Maximum interest rate 4.76%, minimum 4.21%. The average for the month 4.52%. The mortgage rate forecast at the end of the month 4.34%.

Mortgage interest rate prediction for May 2026.
Maximum interest rate 4.34%, minimum 3.93%. The average for the month 4.17%. The mortgage rate forecast at the end of the month 4.05%.

15-Year mortgage rate forecast for June 2026.
Maximum interest rate 4.33%, minimum 4.05%. The average for the month 4.16%. The mortgage rate forecast at the end of the month 4.20%.

Mortgage interest rate prediction for July 2026.
Maximum interest rate 4.34%, minimum 4.08%. The average for the month 4.21%. The mortgage rate forecast at the end of the month 4.21%.

15-Year mortgage rate forecast for August 2026.
Maximum interest rate 4.54%, minimum 4.21%. The average for the month 4.34%. The mortgage rate forecast at the end of the month 4.41%.

Mortgage interest rate prediction for September 2026.
Maximum interest rate 4.43%, minimum 4.17%. The average for the month 4.33%. The mortgage rate forecast at the end of the month 4.30%.

15-Year mortgage rate forecast for October 2026.
Maximum interest rate 4.32%, minimum 4.06%. The average for the month 4.22%. The mortgage rate forecast at the end of the month 4.19%.

Mortgage interest rate prediction for November 2026.
Maximum interest rate 4.26%, minimum 4.02%. The average for the month 4.15%. The mortgage rate forecast at the end of the month 4.14%.

15-Year mortgage rate forecast for December 2026.
Maximum interest rate 4.23%, minimum 3.99%. The average for the month 4.12%. The mortgage rate forecast at the end of the month 4.11%.

Mortgage interest rate prediction for January 2027.
Maximum interest rate 4.11%, minimum 3.76%. The average for the month 3.97%. The mortgage rate forecast at the end of the month 3.88%.

15-Year mortgage rate forecast for February 2027.
Maximum interest rate 3.91%, minimum 3.69%. The average for the month 3.82%. The mortgage rate forecast at the end of the month 3.80%.

Mortgage interest rate prediction for March 2027.
Maximum interest rate 3.80%, minimum 3.31%. The average for the month 3.58%. The mortgage rate forecast at the end of the month 3.41%.

15-Year mortgage rate forecast for April 2027.
Maximum interest rate 3.49%, minimum 3.29%. The average for the month 3.40%. The mortgage rate forecast at the end of the month 3.39%.

Mortgage interest rate prediction for May 2027.
Maximum interest rate 3.39%, minimum 3.15%. The average for the month 3.30%. The mortgage rate forecast at the end of the month 3.25%.

15-Year mortgage rate forecast for June 2027.
Maximum interest rate 3.57%, minimum 3.25%. The average for the month 3.39%. The mortgage rate forecast at the end of the month 3.47%.

Mortgage interest rate prediction for July 2027.
Maximum interest rate 4.07%, minimum 3.47%. The average for the month 3.74%. The mortgage rate forecast at the end of the month 3.95%.

15-Year mortgage rate forecast for August 2027.
Maximum interest rate 4.56%, minimum 3.95%. The average for the month 4.22%. The mortgage rate forecast at the end of the month 4.43%.

Mortgage interest rate prediction for September 2027.
Maximum interest rate 4.43%, minimum 3.99%. The average for the month 4.24%. The mortgage rate forecast at the end of the month 4.11%.

15-Year mortgage rate forecast for October 2027.
Maximum interest rate 4.52%, minimum 4.11%. The average for the month 4.28%. The mortgage rate forecast at the end of the month 4.39%.

Mortgage interest rate prediction for November 2027.
Maximum interest rate 4.39%, minimum 4.06%. The average for the month 4.26%. The mortgage rate forecast at the end of the month 4.19%.

15-Year mortgage rate forecast for December 2027.
Maximum interest rate 5.02%, minimum 4.19%. The average for the month 4.57%. The mortgage rate forecast at the end of the month 4.87%.

Mortgage interest rate prediction for January 2028.
Maximum interest rate 5.96%, minimum 4.87%. The average for the month 5.37%. The mortgage rate forecast at the end of the month 5.79%.

15-Year mortgage rate forecast for February 2028.
Maximum interest rate 6.28%, minimum 5.79%. The average for the month 5.99%. The mortgage rate forecast at the end of the month 6.10%.

Mortgage interest rate prediction for March 2028.
Maximum interest rate 7.17%, minimum 6.10%. The average for the month 6.58%. The mortgage rate forecast at the end of the month 6.96%.

15-Year mortgage rate forecast for April 2028.
Maximum interest rate 6.98%, minimum 6.58%. The average for the month 6.83%. The mortgage rate forecast at the end of the month 6.78%.

Mortgage interest rate prediction for May 2028.
Maximum interest rate 7.09%, minimum 6.67%. The average for the month 6.86%. The mortgage rate forecast at the end of the month 6.88%.

15-Year mortgage rate forecast for June 2028.
Maximum interest rate 7.30%, minimum 6.88%. The average for the month 7.04%. The mortgage rate forecast at the end of the month 7.09%.

Mortgage interest rate prediction for July 2028.
Maximum interest rate 7.56%, minimum 7.09%. The average for the month 7.27%. The mortgage rate forecast at the end of the month 7.34%.

15-Year mortgage rate forecast for August 2028.
Maximum interest rate 7.84%, minimum 7.34%. The average for the month 7.53%. The mortgage rate forecast at the end of the month 7.61%.

Mortgage interest rate prediction for September 2028.
Maximum interest rate 7.61%, minimum 6.87%. The average for the month 7.29%. The mortgage rate forecast at the end of the month 7.08%.

15-Year mortgage rate forecast for October 2028.
Maximum interest rate 7.26%, minimum 6.84%. The average for the month 7.06%. The mortgage rate forecast at the end of the month 7.05%.

Mortgage interest rate prediction for November 2028.
Maximum interest rate 7.14%, minimum 6.72%. The average for the month 6.96%. The mortgage rate forecast at the end of the month 6.93%.

15-Year mortgage rate forecast for December 2028.
Maximum interest rate 6.93%, minimum 6.33%. The average for the month 6.68%. The mortgage rate forecast at the end of the month 6.53%.

Mortgage interest rate prediction for January 2029.
Maximum interest rate 7.06%, minimum 6.53%. The average for the month 6.74%. The mortgage rate forecast at the end of the month 6.85%.

The mortgage rates and forecast are updated weekly (Thursdays).

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